2 Beds
2 Baths
1,469 SqFt
2 Beds
2 Baths
1,469 SqFt
Key Details
Property Type Condo
Sub Type Condominium
Listing Status Active
Purchase Type For Sale
Square Footage 1,469 sqft
Price per Sqft $452
Subdivision Harborgate
MLS Listing ID 4357253
Bedrooms 2
Full Baths 2
HOA Fees $362/mo
HOA Y/N 1
Abv Grd Liv Area 1,469
Year Built 1985
Property Sub-Type Condominium
Property Description
Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery—from peaceful morning reflections to vibrant sunset skies—becomes part of the experience of living here.
Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent significant value—often around $50,000—making this an exceptional opportunity for buyers seeking both a stunning view and true lake access.
Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the lakefront setting, drawing your eye directly toward the water, while the lakeside balcony provides the perfect place to relax, entertain, or simply enjoy the expansive views.
The kitchen cabinetry is currently being professionally refinished and will be completed early next week, further enhancing the home's updated appeal. Professional photography will also be completed early next week, so stay tuned for the full visual presentation of this remarkable lakefront residence.
Harborgate is one of Lake Norman's most charming waterfront communities, offering a relaxed, resort-style environment with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels like a retreat while remaining conveniently located just minutes from Exit 28, Birkdale Village, dining, shopping, and easy access to I-77.
Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.
Seller Financing Only – Unique Opportunity
Why pay more per month next door? This property offers a seller-financed structure designed to reduce both monthly payment and upfront cash.
With approximately $60,000 down, a below-market rate (~5.75%), and interest-only payments, buyers can save $800+ per month compared to traditional financing.
In addition, no lender fees or appraisal requirements create $13,000+ in upfront savings.
Deeded boat slip included.
See seller financing comparison in attachments. Contact listing agent for details on how the financing works.
Location
State NC
County Mecklenburg
Zoning GR
Body of Water Lake Norman
Rooms
Primary Bedroom Level Main
Main Level Bedrooms 2
Main Level Primary Bedroom
Main Level Bathroom-Full
Main Level Bedroom(s)
Main Level Dining Area
Main Level Laundry
Main Level Kitchen
Interior
Interior Features Cable Prewire, Storage, Walk-In Closet(s)
Heating Heat Pump
Cooling Ceiling Fan(s), Central Air, Heat Pump
Flooring Tile, Wood
Fireplaces Type Living Room, Wood Burning
Fireplace true
Appliance Dishwasher, Disposal, Electric Range, Electric Water Heater
Laundry Electric Dryer Hookup, Main Level
Exterior
Exterior Feature Storage
Community Features Cabana, Clubhouse, Outdoor Pool, Picnic Area, Recreation Area, Sidewalks, Street Lights, Walking Trails
Utilities Available Cable Available, Electricity Connected
Waterfront Description Beach - Private,Beach - Public,Boat Slip – Community,Boat Slip (Deed),Dock,Paddlesport Launch Site,Pier - Community
View Long Range, Water, Year Round
Roof Type Architectural Shingle
Street Surface Asphalt,Paved
Porch Deck, Screened
Garage false
Building
Lot Description Waterfront
Dwelling Type Site Built
Foundation Basement, Permanent
Sewer Public Sewer
Water City
Level or Stories One
Structure Type Hardboard Siding
New Construction false
Schools
Elementary Schools Cornelius
Middle Schools Bailey
High Schools William Amos Hough
Others
Pets Allowed Yes
HOA Name Main St Management
Senior Community false
Restrictions Building
Acceptable Financing Owner Financing
Listing Terms Owner Financing
Special Listing Condition None
Virtual Tour https://sites.listvt.com/20407harborgatecourt404
Nearby Locations
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